@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Merriweather:wght@400;700&display=swap');

/* =========================================
   GONDOLA — Finansal Optimizasyon Rehberi
   Color System: Deep Blue / Light Gray / Accent Green
   ========================================= */

:root {
  --blue-900: #0a1f3c;
  --blue-800: #0d2d52;
  --blue-700: #1a3f6e;
  --blue-600: #1e5096;
  --blue-500: #2563b0;
  --blue-400: #3b82cc;
  --blue-100: #dbeafe;
  --blue-50:  #eff6ff;

  --green-600: #16a34a;
  --green-500: #22c55e;
  --green-400: #4ade80;
  --green-50:  #f0fdf4;

  --gray-900: #111827;
  --gray-800: #1f2937;
  --gray-700: #374151;
  --gray-600: #4b5563;
  --gray-500: #6b7280;
  --gray-400: #9ca3af;
  --gray-300: #d1d5db;
  --gray-200: #e5e7eb;
  --gray-100: #f3f4f6;
  --gray-50:  #f9fafb;

  --white: #ffffff;

  --font-body: 'Inter', sans-serif;
  --font-heading: 'Merriweather', serif;

  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 12px rgba(0,0,0,0.10);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.12);
  --shadow-xl: 0 16px 48px rgba(0,0,0,0.14);

  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 20px;

  --max-w: 1200px;
  --transition: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--blue-600); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--blue-800); }

ul, ol { padding-left: 1.5rem; }

h1, h2, h3, h4, h5 {
  font-family: var(--font-heading);
  line-height: 1.3;
  color: var(--gray-900);
}

p { margin-bottom: 1rem; color: var(--gray-700); }

/* ============ UTILITIES ============ */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section--sm { padding: 48px 0; }
.section--lg { padding: 100px 0; }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

.text-center { text-align: center; }
.text-sm    { font-size: 0.875rem; }
.text-lg    { font-size: 1.125rem; }
.text-xl    { font-size: 1.25rem; }
.font-medium { font-weight: 500; }
.font-semibold { font-weight: 600; }

.bg-blue-dark { background: var(--blue-900); }
.bg-blue      { background: var(--blue-800); }
.bg-light     { background: var(--gray-50); }
.bg-white     { background: var(--white); }
.bg-green-light { background: var(--green-50); }

/* ============ BUTTONS ============ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 28px;
  font-family: var(--font-body);
  font-size: 0.9375rem;
  font-weight: 600;
  border-radius: var(--radius-md);
  cursor: pointer;
  border: 2px solid transparent;
  transition: all var(--transition);
  text-decoration: none;
  line-height: 1;
}

.btn-primary {
  background: var(--blue-600);
  color: var(--white);
  border-color: var(--blue-600);
}
.btn-primary:hover {
  background: var(--blue-800);
  border-color: var(--blue-800);
  color: var(--white);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.6);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.12);
  border-color: var(--white);
  color: var(--white);
}

.btn-green {
  background: var(--green-600);
  color: var(--white);
  border-color: var(--green-600);
}
.btn-green:hover {
  background: #15803d;
  border-color: #15803d;
  color: var(--white);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn-ghost {
  background: transparent;
  color: var(--blue-600);
  border-color: var(--blue-200, #bfdbfe);
}
.btn-ghost:hover {
  background: var(--blue-50);
  color: var(--blue-800);
}

.btn-sm { padding: 8px 18px; font-size: 0.875rem; }
.btn-lg { padding: 16px 36px; font-size: 1.0625rem; }

/* ============ SECTION HEADINGS ============ */
.section-label {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--green-600);
  margin-bottom: 12px;
}

.section-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 16px;
  line-height: 1.25;
}

.section-subtitle {
  font-size: 1.0625rem;
  color: var(--gray-600);
  max-width: 640px;
  line-height: 1.7;
}

.section-header { margin-bottom: 56px; }
.section-header.center { text-align: center; }
.section-header.center .section-subtitle { margin: 0 auto; }

/* ============ TOPBAR ============ */
.topbar {
  background: var(--blue-900);
  color: rgba(255,255,255,0.75);
  font-size: 0.8125rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.topbar a { color: rgba(255,255,255,0.75); }
.topbar a:hover { color: var(--white); }
.topbar-left, .topbar-right { display: flex; gap: 24px; align-items: center; }
.topbar-item { display: flex; align-items: center; gap: 6px; }
.topbar-item svg { width: 14px; height: 14px; opacity: 0.7; }

/* ============ HEADER / NAV ============ */
.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: var(--shadow-sm);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.logo-icon {
  width: 40px;
  height: 40px;
  background: var(--blue-800);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
}
.logo-icon svg { width: 22px; height: 22px; color: var(--white); fill: var(--white); }
.logo-text { display: flex; flex-direction: column; }
.logo-name {
  font-family: var(--font-heading);
  font-size: 1.375rem;
  font-weight: 700;
  color: var(--blue-900);
  line-height: 1;
}
.logo-tagline {
  font-size: 0.7rem;
  color: var(--gray-500);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-top: 2px;
}
.nav-list {
  display: flex;
  list-style: none;
  padding: 0;
  margin: 0;
  gap: 4px;
  align-items: center;
}
.nav-item { position: relative; }
.nav-link {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--gray-700);
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
  white-space: nowrap;
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-link:hover, .nav-link.active {
  color: var(--blue-700);
  background: var(--blue-50);
}
.nav-link .arrow {
  width: 12px;
  height: 12px;
  transition: transform var(--transition);
}
.nav-item:hover .arrow { transform: rotate(180deg); }

/* Dropdown */
.dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  min-width: 220px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: all var(--transition);
  z-index: 200;
  padding: 8px;
}
.nav-item:hover .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.dropdown a {
  display: block;
  padding: 9px 14px;
  font-size: 0.875rem;
  color: var(--gray-700);
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}
.dropdown a:hover {
  background: var(--blue-50);
  color: var(--blue-700);
}

.nav-cta { margin-left: 8px; }

/* Mobile nav toggle */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  color: var(--gray-800);
}
.nav-toggle svg { width: 24px; height: 24px; }

/* ============ HERO ============ */
.hero {
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 60%, #1a4a7a 100%);
  color: var(--white);
  padding: 88px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero .container { position: relative; z-index: 1; }

.hero-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 3.125rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 20px;
}
.hero-title span { color: var(--green-400); }
.hero-desc {
  font-size: 1.0625rem;
  color: rgba(255,255,255,0.82);
  line-height: 1.75;
  margin-bottom: 36px;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.hero-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 40px;
}
.hero-stat {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 20px;
  backdrop-filter: blur(8px);
}
.hero-stat-number {
  font-size: 2rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1;
  margin-bottom: 6px;
}
.hero-stat-label {
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.4;
}

.hero-image-wrap {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 3px solid rgba(255,255,255,0.12);
}
.hero-image-wrap img { width: 100%; height: 420px; object-fit: cover; }

/* ============ BREADCRUMB ============ */
.breadcrumb {
  background: var(--gray-50);
  border-bottom: 1px solid var(--gray-200);
  padding: 12px 0;
}
.breadcrumb-list {
  display: flex;
  align-items: center;
  gap: 8px;
  list-style: none;
  padding: 0;
  font-size: 0.875rem;
  color: var(--gray-500);
}
.breadcrumb-list a { color: var(--blue-600); }
.breadcrumb-list a:hover { color: var(--blue-800); }
.breadcrumb-sep { color: var(--gray-400); }

/* ============ CARDS ============ */
.card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 32px;
  transition: all var(--transition);
}
.card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: var(--blue-200, #bfdbfe);
}

.card-icon {
  width: 52px;
  height: 52px;
  background: var(--blue-50);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.card-icon svg { width: 26px; height: 26px; color: var(--blue-600); }

.card-title {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 10px;
  font-family: var(--font-heading);
}
.card-text { font-size: 0.9375rem; color: var(--gray-600); line-height: 1.65; }

/* Topic Card */
.topic-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.topic-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}
.topic-card-img { height: 200px; overflow: hidden; }
.topic-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s ease; }
.topic-card:hover .topic-card-img img { transform: scale(1.04); }
.topic-card-body { padding: 24px; flex: 1; display: flex; flex-direction: column; }
.topic-card-cat {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--green-600);
  margin-bottom: 8px;
}
.topic-card-title {
  font-family: var(--font-heading);
  font-size: 1.0625rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 10px;
  line-height: 1.4;
}
.topic-card-text { font-size: 0.875rem; color: var(--gray-600); line-height: 1.6; flex: 1; }
.topic-card-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 20px;
  padding-top: 16px;
  border-top: 1px solid var(--gray-100);
}
.topic-card-meta { font-size: 0.8125rem; color: var(--gray-400); }
.topic-card-link {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--blue-600);
  display: flex;
  align-items: center;
  gap: 4px;
}
.topic-card-link:hover { color: var(--blue-800); }

/* Stat Card */
.stat-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px;
  text-align: center;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow-sm);
}
.stat-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--blue-700);
  line-height: 1;
  margin-bottom: 8px;
  font-family: var(--font-heading);
}
.stat-label { font-size: 0.9rem; color: var(--gray-600); font-weight: 500; }
.stat-change {
  font-size: 0.8125rem;
  font-weight: 600;
  margin-top: 6px;
}
.stat-change.up { color: var(--green-600); }
.stat-change.down { color: #dc2626; }

/* Info Box */
.info-box {
  background: var(--blue-50);
  border-left: 4px solid var(--blue-500);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 20px 24px;
  margin: 24px 0;
}
.info-box.green {
  background: var(--green-50);
  border-left-color: var(--green-600);
}
.info-box.warn {
  background: #fffbeb;
  border-left-color: #f59e0b;
}
.info-box-title {
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 6px;
  font-size: 0.9375rem;
}
.info-box p { margin-bottom: 0; font-size: 0.9375rem; color: var(--gray-700); }

/* ============ DATA TABLE ============ */
.data-table-wrap { overflow-x: auto; border-radius: var(--radius-lg); box-shadow: var(--shadow-sm); }
.data-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  font-size: 0.9rem;
}
.data-table th {
  background: var(--blue-800);
  color: var(--white);
  padding: 14px 16px;
  text-align: left;
  font-weight: 600;
  font-size: 0.8125rem;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
.data-table td {
  padding: 13px 16px;
  border-bottom: 1px solid var(--gray-100);
  color: var(--gray-700);
}
.data-table tr:hover td { background: var(--gray-50); }
.data-table tr:last-child td { border-bottom: none; }
.td-positive { color: var(--green-600); font-weight: 600; }
.td-negative { color: #dc2626; font-weight: 600; }
.td-neutral  { color: var(--gray-500); font-weight: 600; }

/* ============ CHART BARS (CSS) ============ */
.chart-container { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 32px; }
.chart-title { font-size: 1rem; font-weight: 700; color: var(--gray-900); margin-bottom: 24px; font-family: var(--font-heading); }
.bar-chart { display: flex; align-items: flex-end; gap: 12px; height: 200px; padding-bottom: 32px; position: relative; }
.bar-chart::after {
  content: '';
  position: absolute;
  bottom: 32px;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--gray-200);
}
.bar-item { flex: 1; display: flex; flex-direction: column; align-items: center; gap: 8px; }
.bar-fill {
  width: 100%;
  background: var(--blue-600);
  border-radius: 4px 4px 0 0;
  transition: height 0.8s ease;
  position: relative;
}
.bar-fill.green { background: var(--green-600); }
.bar-fill.light { background: var(--blue-400); }
.bar-val {
  position: absolute;
  top: -22px;
  left: 50%;
  transform: translateX(-50%);
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--gray-700);
  white-space: nowrap;
}
.bar-label { font-size: 0.7rem; color: var(--gray-500); text-align: center; position: absolute; bottom: 8px; left: 0; right: 0; }

/* Donut-style progress */
.progress-list { display: flex; flex-direction: column; gap: 16px; }
.progress-item {}
.progress-header { display: flex; justify-content: space-between; margin-bottom: 6px; }
.progress-name { font-size: 0.875rem; font-weight: 600; color: var(--gray-700); }
.progress-val  { font-size: 0.875rem; font-weight: 700; color: var(--blue-700); }
.progress-track { height: 8px; background: var(--gray-200); border-radius: 100px; overflow: hidden; }
.progress-fill  { height: 100%; background: var(--blue-600); border-radius: 100px; transition: width 1s ease; }
.progress-fill.green { background: var(--green-600); }

/* ============ FEATURE LIST ============ */
.feature-list { display: flex; flex-direction: column; gap: 20px; }
.feature-item { display: flex; gap: 16px; align-items: flex-start; }
.feature-check {
  width: 32px;
  height: 32px;
  min-width: 32px;
  background: var(--green-50);
  border: 2px solid var(--green-500);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}
.feature-check svg { width: 16px; height: 16px; color: var(--green-600); }
.feature-content {}
.feature-title { font-weight: 600; color: var(--gray-900); margin-bottom: 4px; }
.feature-desc  { font-size: 0.9rem; color: var(--gray-600); margin: 0; }

/* ============ ARTICLE / PAGE CONTENT ============ */
.article-header {
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 100%);
  padding: 60px 0 50px;
  color: var(--white);
}
.article-header-inner { max-width: 800px; }
.article-cat {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--green-400);
  margin-bottom: 12px;
}
.article-title {
  font-family: var(--font-heading);
  font-size: clamp(1.875rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 16px;
}
.article-subtitle { font-size: 1.0625rem; color: rgba(255,255,255,0.8); line-height: 1.7; }

.article-meta-bar {
  display: flex;
  gap: 24px;
  align-items: center;
  flex-wrap: wrap;
  margin-top: 24px;
}
.article-meta-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.875rem;
  color: rgba(255,255,255,0.65);
}
.article-meta-item svg { width: 14px; height: 14px; }

.article-body { padding: 60px 0; }
.article-content { max-width: 780px; }
.article-content h2 {
  font-family: var(--font-heading);
  font-size: 1.625rem;
  color: var(--gray-900);
  margin: 40px 0 16px;
  border-left: 4px solid var(--blue-500);
  padding-left: 16px;
}
.article-content h3 {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  color: var(--gray-900);
  margin: 28px 0 12px;
}
.article-content p { font-size: 1rem; line-height: 1.8; color: var(--gray-700); margin-bottom: 1.125rem; }
.article-content ul, .article-content ol { margin-bottom: 1.125rem; color: var(--gray-700); }
.article-content li { margin-bottom: 6px; line-height: 1.7; }

/* Article sidebar */
.article-layout { display: grid; grid-template-columns: 1fr 320px; gap: 48px; align-items: start; }

.sidebar { position: sticky; top: 90px; }
.sidebar-widget {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 24px;
  margin-bottom: 24px;
}
.sidebar-widget-title {
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--blue-100);
}
.sidebar-links { list-style: none; padding: 0; }
.sidebar-links li { border-bottom: 1px solid var(--gray-100); }
.sidebar-links li:last-child { border-bottom: none; }
.sidebar-links a {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 0;
  font-size: 0.875rem;
  color: var(--gray-700);
  transition: all var(--transition);
}
.sidebar-links a:hover { color: var(--blue-600); padding-left: 4px; }
.sidebar-links a svg { width: 14px; height: 14px; color: var(--blue-400); }

/* ============ QUOTE BLOCK ============ */
.quote-block {
  background: var(--blue-900);
  color: var(--white);
  border-radius: var(--radius-xl);
  padding: 48px;
  position: relative;
  overflow: hidden;
}
.quote-block::before {
  content: '"';
  position: absolute;
  top: -20px;
  left: 32px;
  font-size: 200px;
  color: rgba(255,255,255,0.05);
  font-family: Georgia, serif;
  line-height: 1;
}
.quote-text {
  font-family: var(--font-heading);
  font-size: 1.375rem;
  line-height: 1.6;
  color: var(--white);
  position: relative;
  z-index: 1;
  margin-bottom: 20px;
}
.quote-author { font-size: 0.9rem; color: rgba(255,255,255,0.65); }

/* ============ STEPS ============ */
.steps { display: flex; flex-direction: column; gap: 0; }
.step-item {
  display: flex;
  gap: 24px;
  position: relative;
  padding-bottom: 40px;
}
.step-item:last-child { padding-bottom: 0; }
.step-item::before {
  content: '';
  position: absolute;
  left: 19px;
  top: 44px;
  bottom: 0;
  width: 2px;
  background: var(--gray-200);
}
.step-item:last-child::before { display: none; }
.step-number {
  width: 40px;
  height: 40px;
  min-width: 40px;
  background: var(--blue-700);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9375rem;
  flex-shrink: 0;
}
.step-body {}
.step-title { font-weight: 700; color: var(--gray-900); margin-bottom: 6px; font-size: 1.0625rem; }
.step-desc { font-size: 0.9375rem; color: var(--gray-600); margin: 0; }

/* ============ TABS ============ */
.tab-nav {
  display: flex;
  gap: 4px;
  background: var(--gray-100);
  border-radius: var(--radius-lg);
  padding: 4px;
  margin-bottom: 32px;
  overflow-x: auto;
}
.tab-btn {
  flex: 1;
  min-width: max-content;
  padding: 10px 20px;
  background: transparent;
  border: none;
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--gray-600);
  cursor: pointer;
  transition: all var(--transition);
}
.tab-btn.active, .tab-btn:hover {
  background: var(--white);
  color: var(--blue-700);
  box-shadow: var(--shadow-sm);
  font-weight: 600;
}
.tab-panel { display: none; }
.tab-panel.active { display: block; }

/* ============ CTA SECTION ============ */
.cta-section {
  background: linear-gradient(135deg, var(--blue-800) 0%, var(--blue-900) 100%);
  color: var(--white);
  padding: 80px 0;
  text-align: center;
}
.cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 16px;
}
.cta-text { font-size: 1.0625rem; color: rgba(255,255,255,0.8); margin-bottom: 36px; max-width: 540px; margin-left: auto; margin-right: auto; }
.cta-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ============ TEAM CARD ============ */
.team-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition);
}
.team-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.team-card-img { height: 240px; overflow: hidden; }
.team-card-img img { width: 100%; height: 100%; object-fit: cover; }
.team-card-body { padding: 24px; }
.team-card-name {
  font-family: var(--font-heading);
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 4px;
}
.team-card-role { font-size: 0.875rem; color: var(--green-600); font-weight: 600; margin-bottom: 10px; }
.team-card-bio { font-size: 0.875rem; color: var(--gray-600); line-height: 1.6; }

/* ============ CONTACT FORM ============ */
.contact-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
.form-group { margin-bottom: 20px; }
.form-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: 7px;
}
.form-control {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 0.9375rem;
  color: var(--gray-800);
  background: var(--white);
  transition: all var(--transition);
  outline: none;
}
.form-control:focus { border-color: var(--blue-500); box-shadow: 0 0 0 3px rgba(37, 99, 176, 0.12); }
.form-control::placeholder { color: var(--gray-400); }
textarea.form-control { resize: vertical; min-height: 140px; }
select.form-control { appearance: none; cursor: pointer; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

.form-note { font-size: 0.8125rem; color: var(--gray-500); margin-top: 12px; }

.success-message {
  display: none;
  background: var(--green-50);
  border: 1.5px solid var(--green-500);
  border-radius: var(--radius-lg);
  padding: 24px;
  text-align: center;
}
.success-message.visible { display: block; }
.success-icon { width: 56px; height: 56px; background: var(--green-500); border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; }
.success-icon svg { width: 28px; height: 28px; color: var(--white); }
.success-title { font-family: var(--font-heading); font-size: 1.25rem; font-weight: 700; color: var(--gray-900); margin-bottom: 8px; }
.success-text  { color: var(--gray-600); font-size: 0.9375rem; margin: 0; }

/* Contact Info */
.contact-info-list { display: flex; flex-direction: column; gap: 24px; }
.contact-info-item { display: flex; gap: 16px; align-items: flex-start; }
.contact-info-icon {
  width: 44px;
  height: 44px;
  min-width: 44px;
  background: var(--blue-50);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
}
.contact-info-icon svg { width: 20px; height: 20px; color: var(--blue-600); }
.contact-info-title { font-weight: 700; color: var(--gray-900); margin-bottom: 4px; font-size: 0.9375rem; }
.contact-info-text  { font-size: 0.9rem; color: var(--gray-600); margin: 0; }

/* ============ ACCORDION / FAQ ============ */
.accordion { display: flex; flex-direction: column; gap: 12px; }
.accordion-item {
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.accordion-header {
  width: 100%;
  background: var(--white);
  border: none;
  padding: 20px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  color: var(--gray-900);
  text-align: left;
  transition: all var(--transition);
}
.accordion-header:hover { background: var(--gray-50); }
.accordion-header.open { background: var(--blue-50); color: var(--blue-800); }
.accordion-icon {
  width: 22px;
  height: 22px;
  min-width: 22px;
  background: var(--gray-200);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform var(--transition), background var(--transition);
}
.accordion-header.open .accordion-icon { transform: rotate(180deg); background: var(--blue-500); }
.accordion-icon svg { width: 12px; height: 12px; color: var(--gray-700); }
.accordion-header.open .accordion-icon svg { color: var(--white); }
.accordion-body {
  display: none;
  padding: 0 24px 20px;
  background: var(--white);
}
.accordion-body.open { display: block; }
.accordion-body p { font-size: 0.9375rem; color: var(--gray-700); line-height: 1.7; margin: 0; }

/* ============ FOOTER ============ */
.site-footer {
  background: var(--blue-900);
  color: rgba(255,255,255,0.8);
  padding: 72px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
}
.footer-brand .logo-name { color: var(--white); }
.footer-brand .logo-tagline { color: rgba(255,255,255,0.5); }
.footer-desc {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.7;
  margin-top: 16px;
  margin-bottom: 24px;
}
.footer-col-title {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 18px;
}
.footer-links { list-style: none; padding: 0; }
.footer-links li { margin-bottom: 10px; }
.footer-links a {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.6);
  transition: color var(--transition);
}
.footer-links a:hover { color: var(--white); }

.footer-contact-list { list-style: none; padding: 0; }
.footer-contact-list li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 0.875rem;
  color: rgba(255,255,255,0.6);
  margin-bottom: 12px;
}
.footer-contact-list svg { width: 15px; height: 15px; min-width: 15px; margin-top: 2px; opacity: 0.7; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p { margin: 0; font-size: 0.8125rem; color: rgba(255,255,255,0.45); }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 0.8125rem; color: rgba(255,255,255,0.45); }
.footer-bottom-links a:hover { color: rgba(255,255,255,0.75); }

/* ============ DISCLAIMER RIBBON ============ */
.disclaimer-ribbon {
  background: var(--blue-50);
  border-top: 1px solid var(--blue-100);
  padding: 16px 0;
}
.disclaimer-ribbon p {
  font-size: 0.8125rem;
  color: var(--gray-500);
  text-align: center;
  margin: 0;
  line-height: 1.6;
}

/* ============ HIGHLIGHT BOX ============ */
.highlight-strip {
  background: var(--blue-800);
  padding: 28px 0;
}
.highlight-strip .container {
  display: flex;
  align-items: center;
  gap: 40px;
  justify-content: space-between;
  flex-wrap: wrap;
}
.highlight-stat { text-align: center; }
.highlight-stat-num { font-size: 2rem; font-weight: 800; color: var(--white); line-height: 1; }
.highlight-stat-num span { color: var(--green-400); }
.highlight-stat-label { font-size: 0.8125rem; color: rgba(255,255,255,0.6); margin-top: 4px; }

/* ============ TAG ============ */
.tag {
  display: inline-flex;
  align-items: center;
  padding: 4px 12px;
  border-radius: 100px;
  font-size: 0.78rem;
  font-weight: 600;
  background: var(--blue-50);
  color: var(--blue-700);
  border: 1px solid var(--blue-100);
}
.tag.green { background: var(--green-50); color: var(--green-600); border-color: #bbf7d0; }
.tag.gray  { background: var(--gray-100); color: var(--gray-600); border-color: var(--gray-200); }

.tags { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 16px; }

/* ============ COOKIE CONSENT ============ */
#cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--gray-900);
  color: var(--white);
  padding: 20px 24px;
  z-index: 9999;
  display: none;
  box-shadow: 0 -4px 20px rgba(0,0,0,0.2);
}
#cookie-banner.show { display: flex; }
.cookie-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
  justify-content: space-between;
  width: 100%;
}
.cookie-text { font-size: 0.875rem; color: rgba(255,255,255,0.85); flex: 1; min-width: 280px; margin: 0; }
.cookie-text a { color: var(--green-400); }
.cookie-actions { display: flex; gap: 12px; }

/* ============ BACK TO TOP ============ */
#back-to-top {
  position: fixed;
  bottom: 32px;
  right: 32px;
  width: 44px;
  height: 44px;
  background: var(--blue-700);
  color: var(--white);
  border: none;
  border-radius: 50%;
  cursor: pointer;
  display: none;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-lg);
  transition: all var(--transition);
  z-index: 500;
}
#back-to-top.show { display: flex; }
#back-to-top:hover { background: var(--blue-900); transform: translateY(-2px); }
#back-to-top svg { width: 18px; height: 18px; }

/* ============ POLICY PAGES ============ */
.policy-header {
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 100%);
  padding: 60px 0 50px;
}
.policy-header-title {
  font-family: var(--font-heading);
  font-size: clamp(1.875rem, 3vw, 2.75rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 12px;
}
.policy-header-sub { font-size: 1rem; color: rgba(255,255,255,0.7); }
.policy-meta { display: flex; gap: 24px; margin-top: 20px; flex-wrap: wrap; }
.policy-meta-item { font-size: 0.875rem; color: rgba(255,255,255,0.6); }

.policy-layout { display: grid; grid-template-columns: 240px 1fr; gap: 48px; padding: 60px 0; align-items: start; }
.policy-toc { position: sticky; top: 90px; }
.policy-toc-title { font-size: 0.9rem; font-weight: 700; color: var(--gray-700); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 12px; }
.policy-toc-list { list-style: none; padding: 0; }
.policy-toc-list li { border-left: 2px solid var(--gray-200); margin-bottom: 2px; }
.policy-toc-list a {
  display: block;
  padding: 7px 14px;
  font-size: 0.8375rem;
  color: var(--gray-600);
  transition: all var(--transition);
  border-left: 2px solid transparent;
  margin-left: -2px;
}
.policy-toc-list a:hover { color: var(--blue-600); border-left-color: var(--blue-500); }

.policy-content h2 {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  color: var(--gray-900);
  margin: 40px 0 14px;
  padding-top: 8px;
}
.policy-content h3 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  color: var(--gray-900);
  margin: 24px 0 10px;
}
.policy-content p { font-size: 0.9375rem; color: var(--gray-700); line-height: 1.8; margin-bottom: 14px; }
.policy-content ul, .policy-content ol { color: var(--gray-700); font-size: 0.9375rem; margin-bottom: 14px; }
.policy-content li { margin-bottom: 6px; line-height: 1.7; }
.policy-content .info-box { margin: 24px 0; }

/* ============ MOBILE RESPONSIVE ============ */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .article-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .policy-layout { grid-template-columns: 1fr; }
  .policy-toc { position: static; }
}

@media (max-width: 768px) {
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .hero-layout { grid-template-columns: 1fr; }
  .hero-image-wrap { display: none; }
  .topbar { display: none; }
  .nav-list { display: none; flex-direction: column; position: absolute; top: 100%; left: 0; right: 0; background: var(--white); padding: 16px; border-bottom: 1px solid var(--gray-200); box-shadow: var(--shadow-lg); gap: 4px; }
  .nav-list.open { display: flex; }
  .nav-toggle { display: flex; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .contact-layout { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .hero-stats { grid-template-columns: 1fr 1fr; }
  .highlight-strip .container { justify-content: center; }
  .tab-nav { flex-wrap: nowrap; overflow-x: auto; }
}

@media (max-width: 480px) {
  .hero-stats { grid-template-columns: 1fr; }
  .section { padding: 56px 0; }
  .btn { padding: 10px 20px; font-size: 0.875rem; }
}